Utomo, Budi Sungkowo. 1. “ANALISIS PENGARUH CAR,NPL,PDN,NIM,BOPO,LDR,DAN SUKU BUNGA SBI TERHADAP ROA”. Proceeding SENDI_U, 1. https://www.unisbank.ac.id/ojs/index.php/sendi_u/article/view/3266.