ANALISIS PENGARUH CAPITAL, INEFISIENSI, DANA PIHAK KETIGA DAN SIZE TERHADAP NON PERFORMING LOAN PADA BANK UMUM KONVENSIONAL
Abstract
This study aims to provide information about the analysis of the influence of CAPITAL, INFFICIENCY,
DEPOSIT, and SIZES with NPL ratios on commercial banks in Indonesia in the 2016-2018. The data used
secondary data from the Annual Report of a bank that has met the sample criteria (purposive sampling). The
sample, which is used, in, research, is a number of, 41, commercial banks listed on the IDX. The analytical
method used in this study is multiple linear regression and the classic assumption test.
The results show. Capital has a negative effect and. significant to. Non-Performing Loans (NPL), while
Inefficiency has positive and significant effects, deposit and Size do not. has a significant influence on NonPerforming Loans (NPL). The predictive ability of these variables in explaining Non-Performing Loans (NPL)
of 50.7.% while the remaining 49.3.% is explained by other variables outside this study