PELATIHAN MANAJEMEN RISIKO KREDIT PADA PT.BPR. WELERI JAYA PERSADA KABUPATEN KENDAL

  • Arief Himmawan Universitas Stikubank
  • Gregorius Anggana L
  • Maryono maryono

Abstract

PT. BPR Weleri Jaya Persada is one of the Rural Banks established in Kendal Regency which
provides services for receiving savings funds and distributing them in the form of credit.
Participants in the service are the Board of Commissioners, Directors, Executive Officers and
all employees of PT. BPR Weleri Jaya Persada. The problem experienced by partners is a lack
of understanding of credit risk management and the role of the Credit Committee. Credit risk
management that is not optimal causes the ratio of non-performing loans (Non Performing
Loans) to be above the provisions of the Financial Services Authority (OJK). At the end of
2022, PT BPR Weleri Jaya Persada experienced a non-performing credit ratio of 8.35%. The
solution offered is to provide an understanding of credit risk management to the Board of
Commissioners, Directors, Head of Credit, Risk Management Executive Officers and
Employees, especially those involved in the credit department. The aim of this activity is to
provide an understanding of credit risk management in order to reduce acceptable credit risk
which has an impact on reducing the ratio of non-performing loans. The method used in this
service is a qualitative method by means of interviews, observations and lectures delivering
material. Providing material regarding credit risk management and credit committees is

presented in this service. By delivering this material, it is hoped that it will increase
knowledge of risk management and credit committees to the Board of Commissioners,
Directors, Head of Credit, Risk Management Executive Officers and Employees at PT BPR
Weleri Jaya Persada.
Keywords: non-performing loans, credit risk management, credit committee,

Published
2024-09-19
How to Cite
Himmawan, A., Anggana L, G., & maryono, M. (2024). PELATIHAN MANAJEMEN RISIKO KREDIT PADA PT.BPR. WELERI JAYA PERSADA KABUPATEN KENDAL. Jurnal Penamas, 8(2), 166 - 170. Retrieved from https://www.unisbank.ac.id/ojs/index.php/penamas/article/view/9697

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