COMPARATIVE ANALYSIS OF COMMERCIAL BANKS IN INDONESIA ASEAN BEST RESULTS BY WEALTH CREATOR 2016

Abstract

Based on the Asean Best Wealth Creator 2016, Bank Rakyat Indonesia gained positive WAI. Meanwhile, Bank Negara Indonesia get WAI negative. The purpose of this study was to analyze the factors supporting the results of the wealth added index (WAI) has been done by Stern Stewart & Co. in cooperation with SWA magazine on existing public banks in Indonesia, Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI). This type of research is qualitative descriptive research. The data used is the annual financial statements. Bank Rakyat Indonesia and Bank Negara Indonesia in terms of the minimum profit rate to be obtained by the shareholders of the investment is very volatile to maintain the value of the bank. Return on assets at Bank Rakyat Indonesia fluctuate due to interest expense and risk provision charge increased. While the return on assets at Bank Negara Indonesia also fluctuates due to global economic conditions and Indonesia unstable. Dividend policy at Bank Rakyat Indonesia in the distribution of dividends is increasing which indicates the distribution of dividends is quite stable and able to support the company's value Bank Rakyat Indonesia. While the dividend policy of the Bank Negara Indonesia has always fluctuated in which the amount of the dividends are not always increase that indicates the distribution of dividends is not stable so it will affect the value of the company Bank Negara Indonesia.

Keywords: BRI, BNI, WAE, ROA, dividend policy