Hidayanti N, Winarni W, Wahyuni M. ANALYSIS THE EFFECT OF OER, NIM, NPL, CAR, AND LDR TOWARD ROA AT PT REGIONAL DEVELOPMENT BANKS IN INDONESIA FOR THE PERIOD 2016-2021. dakp [Internet]. 29May2023 [cited 23Nov.2024];12(1):47 -66. Available from: https://www.unisbank.ac.id/ojs/index.php/fe9/article/view/9147