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S. Yanti and G. Masdjojo, “PENGARUH CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, NET INTEREST MARGIN, DAN NON PERFORMING LOAN TERHADAP PROFITABILITAS PADA BANK UMUM SWASTA NASIONAL DEVISA PERIODE 2013-2017”, dakp, vol. 7, no. 2, Aug. 2019.