HIDAYANTI, N.; WINARNI, W.; WAHYUNI, M. ANALYSIS THE EFFECT OF OER, NIM, NPL, CAR, AND LDR TOWARD ROA AT PT REGIONAL DEVELOPMENT BANKS IN INDONESIA FOR THE PERIOD 2016-2021. Dinamika Akuntansi Keuangan dan Perbankan, v. 12, n. 1, p. 47 - 66, 29 maio 2023.