NON PERFORMING FINANCING, RETURN ON ASSET, CAPITAL ADEQUACY RATIO DAN DANA PIHAK KETIGA YANG MEMPENGARUHI PEMBIAYAAN MUDHARABAH PADA BANK UMUM SYARIAH DI INDONESIA

Abstract

The purpose of this study is to examine and analyze the influence from non-performing financing, return on assets, capital adequacy ratio, third party funds on mudharabah financing at Shari`s Commercial Bank. The type of data used in this study is secondary data, the data in this study obtained from the Financial Report and Annual Report 2012-2016. Sampling method used is purposive sampling. The amount of data processed by 32 Syari'ah Commercial Banks. Methods of data analysis using multiple linear regression. The results showed that non-performing financing, and capital adequacy ratio had a negative and significant effect on mudharabah financing, while third party fund variable had a positive and significant influence on mudharabah financing. For return on asset variable has no effect on mudharabah financing.

Keywords: Mudharabah Financing, Non Performing Financing, Return on Assets, Capital Adequacy Ratio, and Third Party Funds