PANDANGAN ISLAM TERHADAP BUNGA

Abstract

If we choose Islam as our religion, so we  can be Islam as  way of life, include in economic activity. Interest rate is an incremental to principal of debt without followed riil transaction. In economic sharia, every incremental to principal of debt without followed riil transaction is  Riba. Al-Qur’an and Hadits said that Riba is haram. Many fatwa and ijma from many expert in Islam (Islamic Institution) decided that interest is riba, too. If we do it, we do a big sin. Althought interest is riba, many people still use interest (riba) in relation with financial institution. And, if we really to learn it, there is no  benefit from riba.

Key word : interest rate, riba, fatwa, ijma’, haram